Broken Care
Why Traditional Health Insurance Is Failing and the Rise of a Smarter Alternative
You're paying more for healthcare. But are you getting more care? For millions of Americans, traditional health insurance is a major expense that still doesn't guarantee affordable access to care. Broken Care shows why, and what to do about it.
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The greatest nation on Earth has a healthcare system that's bloated, inefficient, and out of reach.
Rising premiums, deductibles, out-of-pocket costs, restrictive networks, prior authorizations, prescription costs, and claim denials leave families and businesses paying more while struggling to get the care they need.
Costs families, employees, and small businesses can no longer absorb.
"Insured" but still paying out of pocket before care even starts.
Restrictions that stand between you and the doctor you need.
An industry where financial incentives can outweigh patient needs.
Real answers for families and employers.
What if the solution were not simply more insurance, but better access to healthcare?
- Understand why healthcare costs continue to rise
- See how denials, deductibles, and networks affect access
- Compare insurance, health shares, and healthcare memberships
- Explore direct primary care, cash-pay strategies, and protection for major medical expenses
- Find ways families and employers may reduce costs
Broken Care examines how healthcare has become an incentivized industry, where financial incentives can influence decisions as much as, or more than, patient needs.
The result is a system that has created enormous costs and given rise to an entirely new industry: the Healthcare Membership.
It's a new approach to accessing and paying for everyday healthcare, and its time has come.
Praise for Broken Care
"As a PGA player, I was on the road much of the tour, and having access to a doctor anytime or anywhere would be a huge benefit to me. Finally, there's a book that puts into words what we all know: healthcare costs are out of control! More importantly, Roger offers practical, clear solutions for individuals, families, and small businesses—making it a must-read for anyone looking to take action."
"This book is the answer to a broken healthcare system. More importantly, it charts a path to a new and better solution and what to do about it. Great advice—highly recommend."
About Roger M. Hoy
Roger M. Hoy is an entrepreneur with more than 30 years of experience building, financing, and investing in businesses across real estate, lodging, consumer finance, pharmacy innovation, and healthcare technology.
As a business owner, he saw firsthand the challenge of providing affordable, high-quality healthcare benefits. That experience led him and three partners to found NuWay Healthcare, an online healthcare company serving individuals, families, and small businesses through a healthcare membership model designed to provide convenient access to care without traditional network restrictions, copays, deductibles, or underwriting.
To all the individuals and businesses navigating the maze of America's broken healthcare system, especially those facing high costs or living with little to no coverage, may this guide light a path to better, smarter, and more affordable medical care.
